Why invest with us?

The Mission Investment Fund is the picture of strength and stability, well capitalized and prudently managed. Our strong financial position helps assure our ability to meet our obligations and offer security to our investors. In addition, there’s a return no spreadsheet can fully account for: As you’re saving for your future, your investment is also supporting ministry and expanding capacity for mission by funding building and renovation loans to ELCA congregations and ministries. An extraordinary ROI indeed.

Why borrow from us?

As the lending ministry of the ELCA, we understand the mission of your congregation or ministry — and your unique needs. We specialize in church building projects so we bring a depth of knowledge and experience to those projects. We offer competitive rates and terms. But the most beautiful part of borrowing with MIF is knowing that the interest you pay on your loan helps fund loans to other ELCA congregations and ministries, so they, too, can share God’s love.

MIF’s Impact Investments

As a lending ministry of the ELCA, MIF makes investments in congregations and ministries every day.  Our loans help build new churches and renovate buildings where exceptional ministry work takes place. These are impact investments, generating measurable impact on congregations and ministries—and the individuals and communities they serve.

In addition, MIF’s strong financial position enables us to give back to the church. Over the last five years, the Mission Investment Fund has provided approximately $8 million in support to the church for new and renewing congregations, as well as $5 million in support of established congregations, synods and ELCA-related ministries. 

MIF also has supported the creation and guided the development of the ELCA Federal Credit Union to provide additional financial products and services for ELCA members, congregations and ministries. Together, MIF and the Credit Union are working toward an even stronger alliance to provide greater value for all expressions of the ELCA. 

Our Values

MIF’s values are rooted in Christian faith, Lutheran traditions and our identity as a ministry of the ELCA.

Integrity - Everyone we serve and work with will experience MIF as ethical, honest, reliable and consistent.

Customer focus - We are responsive to customer needs and preferences and always strive for high standards in service and customer experience.

Inclusion and diversity - We value the rich diversity of God’s people and are committed to the ELCA being an inclusive church, working for equity and justice and challenging discrimination in all its forms.

Faithful stewardship - We are responsible stewards of the resources God has entrusted to us and uphold transparency and accountability in our relationships with customers, partners and church leaders.

Courage and openness to change - We are bold in leadership and embrace learning and change as prerequisites for success.

Mission Investment Fund Officers

Mission Investment Fund Board of Trustees

Paul Opgrande / Chair
The Rev. Wm Chris Boerger / Vice Chair
Randall S. Foster
Warren W. Hanson
Nicole Hudson
Krista H. Kapp
Joseph T. Nolte
Julie E. Swanson
The Rev. Ruth Woodliff-Stanley