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Rates

Maximize your earnings with these exceptional rates.

 
 
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4.40
%
APY*
1 Yr Fixed Rate
3.80
%
APY*
3 Yr Fixed Rate
3.75
%
APY*
5 Yr Fixed Rate

 

Rates effective as of 12/1/2024

Term Investments
Fixed Rate
RATE*APY
1 YR4.33%4.40%
2 YR3.94%4.00%
3 YR3.75%3.80%
4 YR3.70%3.75%
5 YR3.70%3.75%
6 YR3.70%3.75%
Grand Fixed Rate
RATE*APY
1 YR4.33%4.40%
2 YR3.94%4.00%
3 YR3.75%3.80%
 
Demand Investments
With Check Writing
RATE*APY
$100 - <$10K 0.40% 0.40%
$10K - <$25K 0.50%0.50%
$25K - <$50K0.60%0.60%
$50K - <$100K1.24%1.25%
+$100K 2.47%2.50%
No Check Writing
RATE*APY
0.40%0.40%
 
MIF4KIDZ
RATE*APY
1.49%1.50%
 

*APY=Annual Percentage Yield. Interest rates are subject to change without notice.

RETIREMENT SAVINGS ACCOUNT
All TERM and DEMAND INVESTMENTS No Check Writing accounts may be held as Traditional or Roth Individual (IRAs), with UMB Bank, n.a., as custodian.

EDUCATION ACCOUNT
All TERM and DEMAND INVESTMENTS No Check Writing accounts may be held as Coverdell Education Savings Accounts, with UMB Bank, n.a., as custodian.

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