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Financial Services for Ministries and Individuals

Investments for individuals, congregations and social ministry organizations. Loans for church and ministry building projects, land purchases and refinancing.

 
 
 
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Big changes. Better experience.
Launching May 6, 2025.

We’re upgrading our systems to make managing your finances faster, easier and more convenient. With MIF Online, MIF Mobile and improved account management tools, you’ll have more control and flexibility than ever before!

Get all the details now—what’s changing, what to expect and how to stay informed.

 
 

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New system upgrades launch May 6

Starting Tuesday, May 6, we’re introducing a major upgrade to our financial systems.

Whether you're handling personal investments or overseeing church or ministry funds, these enhancements are designed to give you a smoother, more intuitive experience. It’s all part of our commitment to supporting your financial journey with tools that meet your needs today—and grow with you tomorrow.

 
 

A responsible choice.
Environmentally and financially.

As we all work to lessen our environmental footprint, the recently enacted Inflation Reduction Act offers an added incentive to ELCA congregations and ministries: a Direct Pay Program providing rebates for clean energy investments, including electric vehicles (EVs), efficiency upgrades, heat pumps, and more.

Ready to get started? We're here to help.

 
 

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MIF loan does double duty in Midtown Manhattan

A close working relationship with the Mission Investment Fund helped Saint Peter’s Church tackle two major renovation projects.

 
 

An Enduring Vision

The Mission Investment Fund’s 2023 Annual Report and 2024 Offering Circular are available to read online.

Throughout the past year, MIF’s commitment to all of our valued partners was steadfast, and objective measures of our strength and stability remained impressive.

 We hope you’ll take a few minutes to read our latest Annual Report, review the financial details, and be inspired by real-life stories of how partnering with MIF is helping build a stronger, more vibrant church.

 

Loans

With highly competitive rates and a wealth of expertise in church building and church finance, the Mission Investment Fund is a go-to financing choice for congregations and ministries undertaking major projects. And as a ministry of the ELCA, MIF is guided by values rooted in our Christian faith and Lutheran traditions.

 
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Loans for Congregations and ELCA-Related Ministries

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Take advantage of competitive rates and terms

 

Investments 

 

The Mission Investment Fund offers a range of investments for individuals as well as ELCA congregations and ELCA-related ministries.

 
 
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Personal Investments

Save for retirement, a child’s education or a rainy day. At the same time, fund building loans that help spread God’s love.

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Investments for Ministries

Grow funds for endowments, capital projects, youth ministries and other ministry needs while helping fund loans to other ELCA congregations and ministries.